Creation of wealth is not an easy job. It is a wild roller coaster ride that has many ups and downs. When we see affluent people we tend to think that weal creation is a simple task. We tend to compare their money habits with ours and this is where most of us fail miserably. If you have to create wealth for yourself, it is you who need to define ways for doing so and not the habits of others in the comparison scale.Wealth creation is a long drawn process. Becoming wealthy does not happen overnight. Unfortunately, most of us invest our money in different avenues and follow up diligently every now and then to see if the same has multiplied. This is not the way money grows. Money requires some private moments too. Invest your money and allow it to stay away from you for years together. When you stop working reaching your retirement, your money starts working for you.Building wealth and managing the same requires in depth understanding about certain factors associated with the same. Your investment portfolio must be consistent with the type of risks you are ready to take and spread across assets to lower the risk levels. Ensure you invest in products that offer you the expected returns and achieve this by timing the same.